Since a large number of the new homes built in the UK are being made with timber frames, you might want to look at home much money it will cost you to get covered. For the most part, timber frame insurance is more expensive than traditional homeowners insurance. This is because insurance providers know that the materials used to build timber frame homes are more expensive. Most insurance companies have responded to this trend by charging consumers much higher rates. Before you can move into your new home you will need to supply your mortgage company with a copy of your homeowners insurance policy. If you go to Fresh Insurance you can get coverage for your home without going broke.

Timber frame constructions are considered to be one of the most beautiful types of houses available. Their rustic charm will appeal to you, but the price you may have to pay for homeowners insurance will not. If you have your heart set on a particular timber frame home, then nothing should stop you from purchasing it. Find out which insurance companies will provide you with coverage and compare quotes to see which insurance providers are offering the best rates. Whether you have been shopping for a new home for months or you are still saving money, look up the going rate for timber frame insurance and see if you are qualified to save. When you move into your new home and show your friends around your property you will feel proud about the smart decision that you have made.